Tailored Mortgage Solutions
Explore our range of personalized mortgage services designed to meet your homebuying, refinancing, and investment needs.
Loan Programs
Home Purchase Loans
Whether you're a first-time buyer or upgrading to your dream home, our Home Purchase Loans offer customized mortgage solutions to suit your needs. With competitive rates and flexible terms, Summit Mortgage Lending makes the homebuying process …
Investment Property Loans
Maximize your real estate investment potential with our investment property loans. Designed for seasoned investors and those just starting, these specialized loans offer flexible terms that cater to your financial goals. Whether you’re looking to …
Jumbo Loans
If you're in the market for a luxury home or high-value property, our Jumbo Loans offer the perfect financing solution. These loans are specifically designed for homes that exceed conventional loan limits, giving you the flexibility to secure the …
Bridge Loans
Transitioning between homes? Our bridge loans offer a short-term financing solution that allows you to buy a new home before selling your current one. This option gives you the flexibility and financial breathing room to secure your new property …
New Construction Loans
Building your dream home from the ground up? Our New Construction Loans offer the flexibility and financial support you need to bring your vision to life. From land acquisition to final construction, we provide tailored financing solutions that …
Landlord Loans
Managing multiple rental properties requires a specific type of financing. Our landlord loans are designed to meet the needs of property owners who want to grow their portfolios while maintaining steady cash flow. These loans offer flexible terms …
Fix and Flip Loans
If you're looking to buy, renovate, and sell properties quickly, our Fix and Flip Loans are designed just for you. These short-term loans provide fast financing with flexible terms, allowing you to purchase and refurbish properties without …
Conventional Fixed Rate Loans
A conventional fixed rate loan is ideal for those seeking stability and predictable payments throughout the life of their mortgage. With consistent interest rates, borrowers enjoy the confidence of steady monthly payments, making it easier to plan …
Conventional Adjustable Rate Loans
Conventional adjustable rate loans (ARMs) are an excellent option for those seeking initial lower interest rates and flexible mortgage terms. ARMs typically offer reduced rates for an introductory period, making them appealing to buyers planning to …
Self-Employed Borrower Solutions
As a self-employed individual, securing a mortgage can be more challenging, but at Summit Mortgage Lending, we offer Self-Employed Borrower Solutions designed specifically for you. These loan programs take into account your unique income structure, …
Home Equity Line of Credit (HELOC)
Access your home’s equity for major expenses with our Home Equity Line of Credit (HELOC) solutions. This flexible borrowing option allows you to tap into the value of your home to finance large projects, consolidate debt, or cover unexpected …
DSCR (Debt Service Coverage Ratio) Loans
Real estate investors can benefit from our DSCR Loans, which are specifically designed based on rental income rather than personal income. These loans allow investors to qualify based on the cash flow of the property, making it easier to secure …