Zelma Singleton is the Founder and Broker of Summit Mortgage Lending. After years as a teacher, landlord, investor, and loan officer, she launched Summit to help more people turn real estate into a tool for freedom. As a Black- and woman-owned brokerage, she brings both personal and professional insight to every loan.
We serve buyers, homeowners, and investors by matching them with financing that fits their unique scenario and builds long-term wealth through real estate.

Purchase Loans – Buy your first home, your dream home, or your next property, even if you don’t fit into a traditional job box
Zelma Singleton, was so patient and helped work through my first time buying a home. Despite all the obstacles I had to jump to get through the process and close, she was 100% supportive and helped trouble shoot any bumps along the road! Thanks so much for all your help, Zelma!!
Zelma is such a gem. My first time home buying experience was effortless because of Zelma. I did speak with other lenders and Zelma was the most personable, she listened to my needs, and provided good insight on the home buying process. She’s always willing to answer questions, response time is quick, she was a great person to lean on during this process. Also, her team and coworkers were very easy to work with. I would pick Zelma over and over again.

Zelma was an awesome resource as I navigated through my home refinance. Her professionalism and availability was invaluable. Thanks so much Zelma for your time, knowledge and amazing customer service !!!
Zelma and her team made the process quick and easy from start to finish! They were communicative, responsive, and efficient. Zelma’s quick videos, including one of the closing cost estimate where she explains your closing costs line by line, is a perfect example of getting personalized service that covers all of the important details while being efficient with your time.
It is such a refreshing feeling working with professionals like Zelma and Karina. Thank you both so much for all of your efforts. Zelma made this whole experience a warming and personal experience for a first time home buyer. She was always in communication and there to answer any questions that I had. While also adjusting her appointment hours to work with my work schedule. Even taken the time to send videos messages to check in as I was still in the process of viewing homes. Thank you so much!!!
